13FNL

13FNL - Financial Literacy - NCEA Level 3*

Subject Description

Teacher in Charge: Mrs H. Scrymgeour, Miss S. Lal.

13 Financial Literacy - NCEA Level 3*


Course Statement:This course will start students on a path towards being in control of their financial futures. Students will gain an introduction to the concept of money management and long-term financial planning. The year will begin by analysing opportunities to increase personal wealth and understand the financial options available when purchasing a property. The course will teach students how to produce a spreadsheet for organisational use and identify external impacts on personal finance. All credits are unit standards-based.
* This is a Unit Standards course and is not a UE Approved subject. However, the credits count towards the NCEA Level 3 Certificate. 
Topics Covered:
  • Increase personal income
  • Plan and budget to achieve a long-term personal financial goal(s)
  • Personal credit options and debt management strategies
  • Personal financing options for purchasing a property
  • Analyse the impact(s) of external factors on personal finances
  • Produce a spreadsheet for organisational use

Course prerequisites

Entry requirements 2025

Credit Information

You will be assessed in this course through all or a selection of the standards listed below.

Total Credits Available: 22
Internal Assessed Credits: 22
External Assessed Credits: 0
Assessment
Description
Level
Internal or
External
Credits
L1 Literacy Credits
UE Literacy Credits
Numeracy Credits
U.S. 28098 v4
NZQA Info

Evaluate options to increase personal income


Level: 3
Internal or External: Internal
Credits: 3
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 28099 v3
NZQA Info

Evaluate credit options and select debt management strategies to manage personal finances


Level: 3
Internal or External: Internal
Credits: 3
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 28100 v4
NZQA Info

Develop a plan to show how a budget contributes to achieving a long-term personal financial goal


Level: 3
Internal or External: Internal
Credits: 4
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 28103 v3
NZQA Info

Analyse and select personal financing options for purchasing a property


Level: 3
Internal or External: Internal
Credits: 4
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 28104 v3
NZQA Info

Analyse external risk factors and select strategies to manage their impact on personal finances


Level: 3
Internal or External: Internal
Credits: 3
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
U.S. 29786 v2
NZQA Info

Produce a spreadsheet for organisational use


Level: 3
Internal or External: Internal
Credits: 5
Level 1 Literacy Credits: 0
University Entrance Literacy Credits: 0
Numeracy Credits: 0
Credit Summary
Total Credits: 22
Total Level 1 Literacy Credits: 0
Total University Entrance Literacy Credits: 0
Total Numeracy Credits: 0

Disclaimer

All subjects for 2025 are subject to numbers and staff.